Risk Management for Self-Funded Plans | Benefits Consulting

A Strategic Approach to Smarter Healthcare

Employer cost increase over 10 years 52%

Average annual trend 6-9%

Typical Savvion Health renewal Flat

The Problem

Healthcare Costs Are Rising. Doing Nothing Is How You Lose Accounts.

Most employers stay with big carriers because it feels safe—but that “safe” approach guarantees rising costs. Without a real healthcare cost control strategy, plans increase 6–9% every year with no improvement.

Brokers are left defending numbers they didn’t influence, without a true stop-loss insurance optimization or self-funded plan risk management strategy in place.

The result is predictable: rising costs, frustrated clients, and competitors stepping in with better health plan cost reduction strategies—and taking the business.

How It Works

Savvion Health is designed to make the transition manageable, support members through it, and prove results with data you can actually use. As a program manager, our self-insured health plan strategists make this possible by owning plan design, implementation, and renewal defense.

Our Process

Claims Analysis

Day 0: Review historical claims and identify the biggest cost drivers.

Quote Stop Loss Option

2 Weeks: Obtain quotes from our Stop Loss partners.

Market-Ready Proposal

2 Weeks: Provide best-in-class rates partnered with effective cost containment solutions.

Implementation Support

Support implementation with care navigation and member-facing technology.

Analytics & Reporting

Deliver ongoing analytics and reporting to defend results at renewal.

Reimaging Healthcare: Lower Costs, Better Care

Savvion Health gives brokers and employers four cornerstones to actually control healthcare spend—while everyone else is still reacting to it.

Care Navigation

Do your members have support finding the right provider and site of care? Our team implements healthcare navigation solutions that reduce waste and control costs at the source.

Tiered Plan Design

Is your plan designed to guide employees toward the right care at the right price? Use self-funded plan design strategies that guide employees to lower-cost, higher-value care.

Rx Optimization

Lower spend through pharmacy cost containment strategies and direct sourcing to reduce unnecessary costs.

Technology

By combining navigation technology with a dedicated support team, employers can guide smarter healthcare decisions that directly reduce overall claim costs.

See Real Results

Don’t guess. Look at the performance and results from employers who are actually reducing healthcare costs and delivering real value to their employees. That’s it.